This site is actually owned and operated by Loan Officers. We try to personally assist all borrowers by providing true informational links on our site and great resources to contact top mortgage lenders. This site (marylandlending.com) and any associated sites of marylandlending.com are NOT MORTGAGE LENDERS, MORTGAGE BROKERS/COMPANY AND/OR A MORTGAGE BANK. We have provided this site as a informational resource and any form submission of information is NOT an application for a loan of any type.

Disclosure and Privacy Policy

UPDATED 01/04/2008

This Disclosure/Privacy Policy governs the manner in which Mdlend,  Maryland Lending.com and its affiliates (referred to as Company/We/Us/Our/Its') collects, uses, maintains and discloses information collected from user of this and related Web sites (referred to as Applicant/visitor). We reserve all rights to amend this agreement at this site's will.

Disclosure/Privacy Statement-Our Company and its' partners consider an Applicant's privacy as very important. All of Our Companies and associated parties are committed to ensuring the privacy of any and all information an Applicant submits to us or Our Company affiliates. This Web site is not directed nor intended to be used by any individual or individuals under the age of 18.   

This site does not issue loans, rate locks or approvals they must be granted by the lending agency (referred to here on as mortgage lender). By visiting this site you agree to our privacy policy. Maryland lending and all operated  websites by MDLend LLC only work with equal housing lenders. Pre-Qualifications, rate quotes, rate locks, approvals of loans and all documents and guarantees offered by the "mortgage lender" is the sole responsibility of the credit granting lender and not of MarylandLending.com all operated websites by MDLend LLC.

Information Collected-We may collect/store/distribute information submitted by a form Applicant. Collection of form Applicants data and information may be gathered by (but not limited to) the following methods: From Internet page forms or by other means an Applicant may volunteer information.  Information collected may include but not limited to the following: Applicant's first and last name, Property address including the, city, state, zip code, home and/or work phone number (or other phone numbers submitted by an applicant, the current home's estimated value, the current loan interest rate, the applicant's estimated credit rating, the applicant's desired loan type, the applicant's email address and other information relevant to the mortgage, refinancing and similar process.  We may also collect information about how Applicants and visitors of our Web site or our affiliated web sites uniquely surf or browse our site (this may include but not limited to, the originating server of the visitor/applicant). We may use cookies (A cookie is software that a Web server can store on the Users' PC and use to identify the Users should they visit the Web site again) to track how Applicant's or visitors use our site or affiliated web sites. It is possible that the information submitted or collected from an Applicant or visitor may be personal information and nonpublic information. 

Use of gathered and submitted Information - By clicking the "Submit Request" button on the application form, Applicant/Visitor consent to the disclosure of their nonpublic personal information to affiliated lenders, brokers and other third parties. The lenders and brokers and third parties may contact the Applicant/Visitor directly after they receive said submitted nonpublic personal information. We may also collect and use information gathered through our web site for research regarding the effectiveness of the web site and our company’s marketing and advertising.

LINKS

(**Private Information Sites)(***Government Information Sites)

Links listed on this or any and all other MDLend websites are for informational purposes only, any use of those links are solely at the user discretion and are their own sole responsibility, We offer no warranty or acceptance of responsibility for any and all actions and interactions between users from our site and the linked sites. Further we (this site/MDLend/MarylandLending and all of It's "Family Of Sites") are  not affiliated  with any links from the "Private Information Sites" .They provide informational resources and tools.  The statements, Links and information made by them are their sole responsibility and we do not endorse them and hold no responsibility to them, Nor do they, by any means. endorse our site(s).

 The sites that are government or private/government entities, were included here for you to search through .They provide informational resources and tools for Homeowners and potential home owners and General Home Ownership. We are not affiliated with H.U.D, VA, Maryland Department of Housing and Human Development, Fannie Mae, Freddie Mac , DLLR, Federal Trade Commission, GSA , Federal Reserve, Ginnie Mae and any other Federal, State and/or Local Agency, Administration or Resource, Any links or statements made by them are their own sole responsibility, nor do they by any means endorse our site(s). We are not a mortgage company or lender, nor do we originate any loan application.

Statements, products and or links made by the banner ads present on the site are their own sole responsibility, We provide them for informational purposes and they are not a member or representative of any MaryLandLending.com/MDLEND.COM company. We donot, by any and all means, endorse, support, or are responsible for information you submit to them and or any products or programs they may sell, transfer or participate with you in (also applies to all external links to other sites). You are solely responsible for any transaction between you and the "other Mortgage service links". Any links or statements made by them are their own sole responsibility, nor do they by any means endorse our site(s), Unless otherwise Stated.

Information

Disclosure/ Nonaffiliated Third Parties -We may disclose nonpublic personal information about the applicant/visitor to other market participants that provide goods and services. These nonaffiliated third parties may include, but are not limited to- Mortgage Lenders/ Title companies/ real-estate companies/Banks/financial institutions, insurance companies.-Advertisers and retailers and direct marketers. We may also disclose the submitted and/or gathered information from visitors and applicants to investors and potential partners based on information collected from visitors and applicants. As provided by law we may also disclose some nonpublic personal information.

Privacy Notice and Opt Out Notice - As required by FTC regulation-By acknowledging receipt of this privacy notice, you the customer also consent to receive your annual notice of the privacy policy, via this web site. -By acknowledging receipt of this privacy notice, you the customer also consent to receive your opt out notice and opportunity to opt out, as required by FTC regulation, via this web site.

Information and its' Security- the information provided by an about the Applicant/Visitor that is maintained on our systems is protected using security measures to protect the loss, misuse and alteration of the information under our control. Financial information, credit card numbers social security numbers are not stored on this Web site.  Due to the nature of the Internet, computer networks, systems and other factors, we cannot guarantee that the information submitted to, maintained on, or transmitted from our systems will be completely secure.

IP Addresses Use- The visitors IP address does not contain any nonpublic personal information about you. Mdlend and Maryland Lending.com. collect IP addresses for the purposes of system administration, advertising information's, and to validate a customer requests and submission. 

Links from and on our site -Our site may/can contain links to other Internet web sites. We are not responsible for the privacy practices or the content of such Internet web sites. 

Notice for Opt Out - Our site and its' affiliates may disclose nonpublic personal information about you the Applicant/Visitor to nonaffiliated third parties, as previously described in this privacy policy. You have the right to opt out of this disclosure at any time before or after you submit nonpublic personal information. If you wish to opt out, please use the link form below

California residents may request their disclosed information which was provided via this site and related sites by writing to Marylandlending.com. 1459 18th Street #169 San Francisco, CA 94107 United States Attn: California Privacy Rights. This site and it's partners are not obligated to respond to more than one such request per customer per calendar year.

We may adjust and make changes to our Privacy Policy at anytime, the changes made will be posted prominently on our website for a reasonable period of time and by amending this privacy policy.

Email Us to be Removed

Visiting/Using This site is acceptance of our privacy policy There is no rate guarantee for all applicants since we are not a mortgage lender.  Mortgage Rates provided by respective state mortgage lender or mortgage broker. Quotes usually delivered within one business day.  By submitting, visiting or utilizing tools and links on this website you agree to our privacy policy.  This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. *Rates displayed are averages of recent publicly posted rates by lenders and mortgage brokers for a 7- 30 day period.  APR examples includes no points and $1200 closing fees. APR May vary depending on term length 1 yr, 2 yr, 3 yr, 5 yr, 7 yr, 10 yr, 15 yr,  20 yr, 25 yr, 30 yr fixed rate and ARMs (Adjustable Rate Mortgage, A.R.M.) and amortization 15 yr (year) 20 yr (year)  25 yr (year)  30 yr (year) . Rates subject to change without notice.