3. See the financing options that are available for your mortgage needs!
1. Complete the online quote form
The quote request process is simple!
A VA or Veterans mortgage is a home loan issued to qualified active and retired military members and qualifying family members.
A mortgage refinance is a way to either adjust your current loans term and/or rate.
30 year 15 year
VA loan terms
Common documents you should gather when getting a VA mortgage.
Tip* - If you are refinancing a VA loan you may be able to save money if you find your original title insurance and present it to the new mortgage company. Sometimes, it is possible to get a ' re-issue rate' on the policy and not have to have a new policy written. You may also want to have a credit report, copy of driver licence and any previous appraisals available. It also helps to have any current loan information available. Such as current mortgage balance and escrows
Original pay stubs for the previous month - but you should save at least the last 3 months. Copies of your W2 for the last 2 years - be sure you have them for all borrowers on the loan. DD 214 - it helps show you qualify for a VA backed loan. Copies of asset information - such as proof of money for closing costs (if needed), 3 months worth of statements from your savings & checking accounts and investment records for mutual funds, stocks, bonds or other liquid investments.
The VA offers purchase mortgages, cash Refinances (up-to 90% LTV), refi’s and Construction loans. In addition to these Types of loans the VA makes available A loan for Native Americans with the NADL program (learn more about government here). The VA does not set a maximum loan amount. However, the VA is the insurer of the loan the banks lend the cash and usually set the maximum VA loan amount at $417,000 (learn more at the VA).
The VA loan may also allow for financing of 100% of the purchase price.