DATE

Maryland Mortgage Rate Information

2/4/10

8:25 pm. With key US job reports coming in and questions over the recovery the mortgage markets have moved to benefit the borrowers. Specifically, the good credit borrowers. The credit markets still remain tight but borrowers with strong credit history can start to take advantage of the record low rates. The banks are getting pressure to lend TARP money. In addition, recent slips in the markets, both US and International, have led investors to move to the bond causing the yield to drop which has resulted in recent drop in rates. .

1/11/10

8:25 pm. Rates are inching upwards. The Feds are starting to make moves to recover some of the funds that were lent to banks in need. In addition the markets have been mixed. Earnings have been both up and down for major companies. This likely is a sign the economy may be holding on to the 'end of the recession and signs that the recovery may be here. Some speculate a double dip and another recession will occur and that may be what is causing traders to hold rates low for now but they are inching up. In addition..... new regulations and guidelines have been eliminating many lenders and many borrowers abilities to get loans. This tighter market also pushes rates up. Expect rates to rise and lending guidelines tighten as the markets and economy recover and the government re- regulates to make up for under regulations of years past.

Previous Best Mortgage Rate Info.

10/10/08 - 9/11/09 | 7/19/08 - 9/28/08 | 4/23/08 - 6/29/08 | 4/20/08 - 8/10/07 | 3/09/07 - 7/17/07 | 8/01/06 - 3/07/07 | 12/23/05 - 7/09/06 | 9/9/05 - 12/10/05 | 8/2/05 - 9/8/05 | 4/16/05 - 7/26/05 | 4/01/05 - 4/15/05 | 3/17/05 - 3/31/05 | 2/21/05 - 3/15/05 | 2/01/05 -2/20/05 | 1/19/05 - 1/31/05 | 12/31/04 - 1/18/05 | 12/16/04 -12/30/04 | 11/29/04 - 12/15/04 | 11/16/04 -11/28/04 | 11/01/04 -11/15/04 | 10/15/04 - 10/31/04 | 10/01/04 - 10/14/04 | 9/17/04 - 9/29/04 | 9/16/04 - 9/7/04 | 9/6/04 - 8/26/04 | 8/16/04 - 8/25/04 | 8/10/04 - 8/15/04 | 7/30/04- 8/09/04 | 7/22/04 - 7/29/04 | 7/13/04- 7/21/04 7/02/04-7/12/04 | 6/23/04 -7/01/04 | 6/10/04-6/22/04 | 5/28/04 - 6/08/04 | 5/24/04 - 5/27/04 | 5/21/04 - 5/17/04