Maryland mortgages made easy*
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our privacy policy-
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Speak to a Maryland
Mortgage Specialist.
Call (410) 499-5446
Mortgage Specialist.
Call (410) 499-
Maryland Bad Credit Mortgage
Learning Center.
Learning Center.
2. Connect with a loan officer
3. See the financing options that are available for your mortgage needs!
1. Complete the online quote form
The quote request process is simple!
Derogatory credit means a borrower(s) whom has late payments
on mortgages, credit lines and auto loans on there credit report.
In addition, they may also have collections, judgements, liens and
bankruptcy on that report. All of these
items contribute to showing the credit
worthiness of a borrower and may
cause a loan to be declined.
Not all consumers wanting to purchase a
home will qualify for a standard
mortgage. That is why lenders have
created the alt. Loans, commonly referred
to as a bad credit mortgage. The availability
of these loans varies based on what the
overall mortgage/lending market is looking to achieve.
on mortgages, credit lines and auto loans on there credit report.
In addition, they may also have collections, judgements, liens and
bankruptcy on that report. All of these
items contribute to showing the credit
worthiness of a borrower and may
cause a loan to be declined.
Not all consumers wanting to purchase a
home will qualify for a standard
mortgage. That is why lenders have
created the alt. Loans, commonly referred
to as a bad credit mortgage. The availability
of these loans varies based on what the
overall mortgage/lending market is looking to achieve.
A Bad Credit or Alternative Maryland Mortgage is designed
to assist borrowers with derogatory credit history.
to assist borrowers with derogatory credit history.
30 year
15 year
10 year
1 year ARM
3 year ARM
5 year ARM
7 year ARM
10 year ARM
15 year
10 year
1 year ARM
3 year ARM
5 year ARM
7 year ARM
10 year ARM
Common Terms
Tip* - If you have been declined or just “Know” you have bad credit, it is
a good idea to have your credit report pulled and see what is actually on
It (If you were declined you should have received a copy of your credit
report). It is true that the number of inquires does reduce your credit
score but a consumer is allowed to get a copy of their credit without it
hurting the overall score. Most importantly, you cannot fix your credit
and a loan officer cannot help with your credit unless they know what's
on the report. You should get a copy of your credit report from the lender
even if they decline your loan request.
It (If you were declined you should have received a copy of your credit
report). It is true that the number of inquires does reduce your credit
score but a consumer is allowed to get a copy of their credit without it
hurting the overall score. Most importantly, you cannot fix your credit
and a loan officer cannot help with your credit unless they know what's
on the report. You should get a copy of your credit report from the lender
even if they decline your loan request.
